<3 Existing or past clients only at present to protect service quality <3
As an independent firm, my advice is not based on the preferred lender of a large business, but on your current situation, your plans, priorities, and ensure I understand what's important to YOU. I have no ties to any estate agent, or builder, and never take incentives or commission from these firms as I work for you, not them. My priority is getting the most suitable outcome for you, no one else.
My fee for providing personalised mortgage or re-mortgage advice on your home is always £379. No hidden fees. No "Lifetime" contracts. I will also usually receive a commission from the lender, and this, combined with the fee you pay, covers the cost of advising on, and arranging, your mortgage.
If your current mortgage 'deal' (fixed rate / discounted rate etc) is coming to an end, rather than just clicking online or accepting what's offered, let's talk it over first. There's no charge to chat, and, if the best thing is to stay with your current lender, I can usually organise this for you, and usually the lender pays for our time too so there's no fee for you to pay and you get the same deal AND with some independent advice on top!
For people with less than three mortgaged buy to let properties, my fee for working with you on securing the best deal is £629. Often people find the service of an independent and experienced adviser invaluable in securing the best deal, many of which aren't available directly! NOTE: I no longer offer advice to portfolio landlords or to those who own properties through limited companies.
Yep, no fee for all the insurances below. For personal, professional and independent advice in these areas, and with NO pressure to take out any policies, just get in touch. My time and costs are covered in full by commission paid by the insurance provider. If you choose not to take any policy out, you don't owe me anything.
It's something most people tend to put off, and it's really not a subject many of us relish the thought of talking about, but, what happens when you die? We can help with simple, or more complex, Wills and other estate planning strategies. Everyone's circumstances are different, so any meeting about your Will is led by you, but guided by us. Never any pressure, or any rush. NOTE: Unlike mortgage advice, where the first meeting is free, a payment of £199 is requested when booking and covers e
DTCS Financial Limited - Always aiming to offer a service good enough for you to be delighted to see us if you bump into us in the street!
Copyright © 2024 DTCS Financial Limited - All Rights Reserved.
Authorised and regulated by the Financial Conduct Authority.
DTCS Financial Limited is entered on the Financial Services Register https://register.fca.org.uk/ under reference 750262
Registered Office Address: 28a Cowbridge Road, Pontyclun, CF72 9EE
Registered in England & Wales under 08951112
Your home may be repossessed if you do not keep up repayments on your mortgage.
If you wish to register a complaint, please write to DTCS Financial Limited, 28a Cowbridge Road, Pontyclun, CF72 9EE or telephone 01443 230670. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.co.uk or by contacting them on 0800 023 4 567
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